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April 14, 2025
Retirees living overseas should enroll in the TRICARE Overseas Program (TOP): TRICARE Select plan (under age of 65) or TRICARE For Life plan (65 or older). TRICARE is made easy in Korea due to it's many world-class medical facilities having International Service Centers to manage TRICARE claims filing for you. Retirees may seek out any overseas civilian provider without a referral. If a provider does not have an International Service Center, expect to pay the full amount and then submit a claim for reimbursement. Warning: out-of-network or nonparticipating TRICARE providers can charge any amount they wish for care, but TRICARE only reimburses the allowed amount. Watch what you pay. Non-retired veterans, you can use VA FMP.